Store Directory > Installment Loans Near Me > South Carolina > West Columbia > South Carolina Federal Credit Union
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Credit union

South Carolina Federal Credit Union N 12th St, West Columbia

4.2
(10)
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Phone:

+1 803-738-8300

Website:

https://www.scfederal.org/

Address:

109 N 12th St, West Columbia, SC 29169, United States

    South Carolina Federal Credit Union Reviews

    4.2
    10 Reviews
    • J

      Jordan Ferres
      1

      If you work hard and value your money, stay away from this place. Firstly, their app is awful. Ever since downloading it I’ve had problems with it constantly locking me out for no reason at all. I’ve had to call at least 5-10 times or go in person and waste my time for them to get me back into it. Few months ago my bank account was hacked and over the course of a month, almost $1000 dollars was stolen from me. Not once did I receive a phone call informing me or did they shut my bank card off. After that, they spent three months charging me fees which I was never told of or aware. After running triple digits out of my account without so much as letting me know, they decided they wouldn’t be giving me my money back either. I was a member for over 13 years and its very clear they don’t care about you.

      Response from the owner

      We are very sorry to hear that you are experiencing issues with our mobile app and that your account was compromised. We do value your membership very much and a member of our staff will reach out to you and see how we can assist you moving forward.

    • J

      Jeremy Williams
      5

      Tamia is great to work with. She is very helpful and knowledgeable. I will continue to work with her.

      Response from the owner

      Thank you for the kind words and for sharing your experience. I'll be sure to share you sentiments with Tamia and the team in Columbia! Thank you for choosing South Carolina Federal for your banking needs!

    • E

      Erin Morris
      1

      Edit to add an update: I am unable to respond to the reply from SC Federal below, so I will do it here. I have not been contacted. I still cannot access my account. Original message: I do not recommend banking here or having a mortgage here because if you have the wrong phone number, it is impossible to log on to your online account. You can have the right username and password, but that doesn’t matter if the phone number is wrong or it cannot receive texts. And guess what? There is no department to update that login phone number for you. You have to do it from the online account which you can’t access. I’ve spoken to 6 different agents and they all transfer responsibility. They are using an infuriating phone system which makes you go through 10 minutes of robot questions and information before getting to the right menu. Once in the right menu and talking to a person, you get transferred around and then eventually sent back to the main menu to start over. Press 0? That starts the robot over again from the beginning instead of connecting to a human. This technology that is supposed to make things easier is making things harder.

      Response from the owner

      Hello Erin! We are so sorry to hear you are having an issue with they phone system and online. We will have a member of our staff reach out right away to discuss how to solve this for you.

    • M

      Matthew Martin
      5

      I've been banking here since 2014. I've never had a bad experience here. Ever. I absolutely love they've been able to update the building, landscape and parking lot. Not gonna lie, it looked ugly when I first started coming here, but it looks amazing now. Everyone has always been so friendly. These people have pretty much watched me grow up. Rhonda helped me get my first credit card, and then walked me through financing my new Honda Civic a year later. Jesse always asks how work is going, and always remembers my name. It's the small things like that. I never really have to wait, if there's an obscure thing I need to do. These people definitely deserve more credit than the 3.3 stars they have.

      Response from the owner

      Thanks, Matthew! We appreciate you sharing your thoughts!

    • C

      CarrieBeth Turner
      5

      I have been banking with SC Federal CU for 12+years. They have been awesome. They helped my refinance my life when I got divorced. I've purchased and refinanced several vehicles. They were super helpful when my spouse and I opened our own business this year. The staff at every location in Cola is super nice and helpful. Can't recommend them enough...

      Response from the owner

      Being in control of your finances is a big part of being in control of your life, right? That's why we're here to help with financial guidance at every stage of life. Thank you for sharing your experiences.

    • J

      J A
      5

      Cody helped me obtain a car loan almost a year ago. He is such a great man to work with.

      Response from the owner

      Thank you for the review! I'll be sure to share your sentiments with Cody and the team in Columbia. We appreciate you trusting us with your lending needs.

    • J

      Jeannice Brandenburg
      5

      Reached out to SCFCU online and Cody Jones got in touch with me in no time!! He was excellent through my entire process!

      Response from the owner

      Thank you for the kind words and five star review!! We are so glad to hear your had a great experience!! Welcome to the credit union!

    • c

      chidozie monago
      5

      Out of all the branches, this is thee only Full service one with everything i need, coin machine etc The most important thing has been the customer service part, top top service!!

      Response from the owner

      Thank you for the great review! We appreciate you taking the time to share your feedback regarding your product needs, and will share your comments about the customer service with the team.

    • L

      Lala
      5

      My favorite bank. Love that the employees, manager have been there for years and acknowledge that I’ve been doing business with them:-) love the location ! I don’t have to drive 20 minutes

      Response from the owner

      Thanks for your continued membership and for banking at South Carolina Federal! Service is our top priority!

    • C

      Charles Snelgrove
      3

      To do business you need to talk to someone face to face, not on the phone. I thought you all said make an appointment and you could go into the office. Help us so we can get things done. Thank you.

      Response from the owner

      Hello. We are so sorry to hear you are having a bit of trouble getting in to speak with someone. You may make an appointment at scfederal.org/appointments or by calling the contact center 800-845-0432. Thanks for your patience as we try to keep everyone safe and healthy.

    Personal Loans in Your Area of West Columbia

    FAQs

    • 1. What Can I Do to Get in Touch With South Carolina Federal Credit Union?

      You may contact them at the phone number +1 803-738-8300. You may also check out their website and submit your information.
    • 3. How Do I Apply for A Loan at South Carolina Federal Credit Union?

      Simply submit your information on their website. If you feel like learning about more financial options, take a look at installment loans provided through a trusted online broker.
    • 5. What Am I Supposed to Do if I Cannot Pay Back My Loan?

      Reach the Lender and work out favorable terms for both parties in advance. You should know, however, if it"s an auto title loan, your vehicle will be took by the lender when you default.
    • 2. What Is the Location of South Carolina Federal Credit Union? How Can I Go There?

      The address of South Carolina Federal Credit Union is 109 N 12th St, West Columbia, SC 29169, United States. Open the map app on your phone to find the fastest route.
    • 4. Is South Carolina Federal Credit Union an Agency or a Lender?

      South Carolina Federal Credit Union is a Credit union that has various financial services to offer. Click here to learn about various types of loans including bad credit personal loans.
    • 6. Can I Obtain a Loan From South Carolina Federal Credit Union With A Bad Credit Score?

      Yes, you can. But pore over the offers as there can be unfavorable terms when it comes to bad credit loans.