OneMain Financial Reviews
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Eric1They pre-approved me then said I can't get a loan unless I own my car to put up for collateral? What kind of shady place is this? I thought title loans were illegal in Ohio anyways? So now their going against laws?
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Wendy Bongalis-Royer1I have had a loan with the Mentor Office for a couple of years now. I asked several times if I could change my due date in the beginning of the loan because it coincides with too many other bills due at the same time. They were never willing to work with me on it. My payment was $370 something and I always paid $400 per month. Which more than covered my late fee each month if I paid after the 28th. I was constantly sent “offers” to refinance my loan so I found recently that I needed to “accept” the offer. I followed the procedure of doing it online and it automatically went back to the Mentor Branch. Had I known this, I would NOT of applied this way. I got a call from the branch and I assumed they were calling me about my new application. They were not... they called about my payment, I asked about my new application and was told they wouldn’t even talk to me about it until I made the payment. I agreed to pay on Thursday. I made my payment as agreed. I never got any follow up call so I happened to stop into another branch close to my work almost a week later to ask the status of my new application. I then received a nasty phone message (which I saved) from the Mentor Manager saying there was some confusion as I was denied... I was never told at any time I would be denied during the phone call about my payment. I will also be sending my voicemail I received along with a complaint to corporate about how my new loan application was handled. If I could rate “0” stars I would. If you find you need some money, go to a different branch.
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Annie Borovic5From the moment I spoke with Lauren to the moment I signed on the dotted line this experience has been awesome! She made sure to explain everything I needed to do to make this loan happen and make it something I would be comfortable paying back! Great experience . I recommend them whole heartedly!!
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kelsey coonce1You apply online. They preapprove you. Then continue the application for a hard credit hit. Just to call you and ask if you own a vehicle or have a cosigner and then they deny you... great thanks for saying I'm preapproved. Yeah preapproved for a hard credit hit on my credit report and I get no approval. Lovely company you have!
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Rob5I have been dealing with Onemain for a few years now. They gave me a loan for a car, then a consolidation loan. Kept everything current and got a better rate. They worked ou tv a deal where I pay over $400 less a month and only have one payment a month. This has been a great experience and they've always been respectful and professional. Good people and a good company
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Daniel Brewster5Entire process was just over an hour. Started application over phone. Brooke was fantastic to work with. She explained everything throughout.
Response from the ownerHi Daniel, We appreciate you taking the time to leave us a review and are glad to hear about your experience! -JS
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LAC Manager5Every staff member went above & beyond to make our experience a good one. The best part was they were helpful, gave excellent advice and were non-judgemental. Seriously, I highly recommend them!
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Tom Hummel5Pleasant people, easy to talk to and work with. A great experience!
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Sean2It's convenient and helpful but its very expensive to borrow money this way.
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FAQs
1. How Can I Contact OneMain Financial?
You can reach out to them on the phone number +1 440-205-1634. You may also visit their website and submit your information.3. How Can I Take Out A Loan at OneMain Financial?
Simply submit your information on their website. If you feel like learning about more financial options, take a look at installment loans provided through a reliable online broker.5. What Should I Do if I Fail to Pay Back My Loan?
Contact the lender and work out favorable terms for both parties in advance. You should know, however, if it"s an auto title loan, your car will be kept by the lender when you default.
2. What Is the Location of OneMain Financial? How Can Find It?
The address of OneMain Financial is 9370 Mentor Ave A, Mentor, OH 44060, United States. Open the map app on your phone to guide yourself there.4. Is OneMain Financial an Agency or a Lender?
OneMain Financial is a Loan agency that has various financial services to offer. Check out our platform to learn about various types of loans including personal loans.6. Can I Get a Loan From OneMain Financial With A Bad Credit Score?
Yes, you can. But peruse the conditions and terms as there can be unfavorable terms when it comes to bad credit loans.