OneMain Financial S Pendleton St, Easley

OneMain Financial Reviews

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  Eddie Reynolds
  1

  After being a customer for multiple years with 100% on time payments and 1 loan paid off and another paid from 15k to 4k i wanted to refinance bc of the 486$ payment. They would not refinance the loan despite my credit being 640+ and they based that decision on my finances, they brilliantly said that I didn't show enough income to lower payment and refinance so they stuck me with a 486 payment...do not do business with one main, they are thieves and dishonest and do not care about the customer only the interest they make off your loan.

  Response from the owner

  Hi Eddie, we are sorry that your experience with OneMain was not what you anticipated. Our loan specialists make decisions based on a variety of different factors in the full application. One of our representatives would be happy to send you a statement of specific reasons your request went unfulfilled. Please call 855-663-6246 and have your decision reference number handy, and we'd be happy to oblige. Thanks, and have a wonderful day. -AS

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  Jennifer White
  1

  DO NOT EVER USE THIS COMPANY! My father recently passed away and he had a vehicle through this company. Actually, my father and mother had a vehicle loan and years ago took a personal loan. Without their acknowledgment, this company took their vehicle, which was almost paid off, and tied it together with the personal loan, adding years to the vehicle and interest. After fighting with them for years, nothing was done. Fast forward to today. My mother passed away 4 years ago and my father passed away last week. They told us we need tj return the vehicle TODAY! Ms. Eubanks is extremely rude and insensitive the current situation. There is no way they will receive all the money owed in this truck! Good luck getting your money back.

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  Teresa Waldrop
  1

  Last resort loan. Warning! Go anywhere else. I have never missed a payment and they harass you endlessly to borrow more. You can't pay towards the principle because it is a "precomputed loan". I pay $50 over my payment and it all goes to the interest.

  Response from the owner

  Various factors come into play with our interest rates, from your income and credit score to your payment history. Feel free to reach out to your local loan specialist to discuss your interest rate. You can find your branch's contact information here: http://spr.ly/Branches. Thanks, have a great day! – AS

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  Cheryl P
  1

  So I tried to redo my loan when I needed some extra money. Always played on time with no problem. They would not help me. Now that I have it almost payed off they want to call me to see if I need more money.... then I apply for one so I can consolidate some things. I get approved and call them, they tell me I can't use the same collateral I used last time cause the value is not the same as there lowest loan... it wasn't the same value last time rather... this place is a joke and they don't care if you have payed them almost off....

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  Donnie Pearson
  2

  The staff is friendly and the person I deal with is very helpful. The only thing bad is they are changing to Springleaf and I was told the last time I renewed my loan it turned to a interest bearing loan. This is the worse type loan ever. I borrowed money from my bank to pay off my loan and I will not be back. My interest went from 35% down to 8% and the new loan is a simple interest loan.

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  Erica Evett
  1

  If I could leave less than a star I would! As soon as they realized that working with me was going to involve actually working they became rude and short. Saying that there were so many factors that were going to affect my loan. Essentially doing everything in their power to get me to go somewhere else. It’s so ridiculous and unprofessional. Will never consider this company again.

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  Jamie Koch
  1

  I had this loan company when it use to be spring leaf never had issues and I had my problems paying them but I kept in contact with them but now it is one main financial I also have gone the more problems where my dad is dieing and I have to go see him and my fiance was out of work waiting on workmans comp and one main put a payment threw our account and now I can not pay the car inc. and they did not have my permission to do this I will be paying this company off at tax time and will never reccomend this place I feel its illegal to do this and the payment went threw on a Saturday when they are closed this place does some shady stuff! BEWARE DO NOT GET A LOAN FROME THIS PLACE!

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  Linda Lawson
  5

  Very easy to do business with. Mary was great.

  Response from the owner

  Hi Linda, We love hearing about your experience. Thank you for the feedback. – RP