Store Directory > Installment Loans Near Me > Tennessee > Cleveland > Bowater Credit Union
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Credit union

Bowater Credit Union Hardwick Farms Pkwy, Cleveland

4.1
(10)
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Phone:

+1 423-303-4240

Website:

https://bowaterecu.org/

Address:

4531 Hardwick Farms Pkwy NE NW, Cleveland, TN 37312, United States

Services:

Auto Loans, Boat Loans, Certificates of Deposit, Credit Cards, Farm Equipment Loans, Free Interest Checking, Free, $5 Minimum Savings, Fresh Start Checking,

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    Bowater Credit Union Reviews

    4.1
    10 Reviews
    • R

      Ruby M Hawkins
      5

      I love banking with Bowater Credit Union Bank. All the employees are so very nice to you. Every time you go into the bank each one of them are so friendly & so eager to help in any way they can. Definitely recommend this bank to anyone for all your banking needs.

    • D

      Dale Ownby
      4

      I've been a member since 1979 and never has their phone system there has been worse. Who ever approved this mess should be ran off. Some days just getting the recording to answer is not gonna happen. Then try talking to a human. Bottom line, love the people but hate the phone system.

      Response from the owner

      Hello Dale, Thank you for your review, and I'm very glad our real humans are still serving you well! Our phone system is definitely supposed to make it easier to get to the correct person at the credit union - I'm so sorry it's not working like that for you and we're grateful for the feedback. I'm going to contact you shortly to get more details so we can trace back the problem and get it fixed for better service in the future. Thank you for being a member-owner!

    • L

      Lucretia Bishop
      5

      The best bank ever! They have exceeded my expectations and I love that I am a member of this bank! They go above and beyond to make sure you have a good banking experience. I appreciate Bradley and what he's done for my family! Great bank! Thank you again! 😊🥰😁

    • R

      Ruby MC Hawkins
      5

      This is a wonderful place for all your banking needs & a great place if you want to find a true friend. All the employees there are fantastic, they're always wearing a smile, ready & willing to help you in any way possible; they make going to the bank a pleasurable experience. You always leave with a smile on your face & warmth in your heart. I give Bowater Credit Union employees a huge"THANK YOU " for all that you do each & every day to make our lives a little more enjoyable by just being "YOURSELF". It's a great joy to know there are still some REAL CARING people that truly do Care about others these days. I HOPE YOU ALL HAVE A VERY BLESSED DAY!! GOD BLESS YOU !

      Response from the owner

      Ruby thank you so much for your very kind words. We are so blessed to have you as a member-owner and friend! We promise to keep treating others with kindness and care and striving to live up to these words. Hope you have a blessed day too!

    • J

      Jennifer Johnson
      1

      It takes over 4 hours for the app to update and then u can't get cash out when u need it.

      Response from the owner

      Hello Jennifer, I'm so sorry for the trouble with your online banking. I'm sure we can get you fixed up for better service - we'll try contacting you, or you can contact us at 423-336-7268 and press 5 for member service and a member of our myBRANCH team can troubleshoot and see what's going on to cause the errors. Thank you for your feedback!

    • S

      Sam Silvers
      5

      I went every where to try and get a car loan i had good credit just this was my first big loan on anything and I couldnt get anyone to take a chance with me and let me prove myself to them. Then I got in touch with Bowater Credit Union They had me in a new car in moments no problem everyone is awesome at this bank I closed out my bank account with TEnnessee Valley after 6 Years and now do all my checking with Bowater. Great place and Great People.

    • S

      Sheryl Domeck
      1

      The drive through staff is more interested in what "we don't do that" attitude than providing customer service and listening to the customer to see if there isn't a way TO help. This has occurred on more than one occasion and I don't like order takers and negative ones at that. Full service means customer service also.

      Response from the owner

      Hello Sheryl! I am so sorry you were left feeling upset - you are not just a customer to listen to, you are a member owner and we want you to know we are here to help you. There are some limitations on services we can provide through the drive-thru, but if we ever can't solve a problem it should be with an attitude of kindness and with a full explanation. Thank you for giving us feedback - I'm going to give you a call because it sounds like we have a training opportunity to do better in the future.

    • C

      Christine Green
      1

      Over the past month they've started holding everything in pending until I don't have any money in my account , then all pending transactions magically drop at the same time giving me one hell of an overdraft fee. I know its intentional because it never used to do that.

      Response from the owner

      Hello Christine, We are very sorry you've had a negative experience. If you give us a call at any branch, we can look at your account specifically and investigate what's going on. It's possible that what you are experiencing is a negative effect from a recent change from the Federal Reserve regarding how payments are processed. There's more info about that change here: https://bowaterecu.org/payments-coming-accounts-faster/ I am sorry that it seems we are intentionally taking advantage of your account transactions - I assure you that is not the case. We, like all credit unions, are not-for-profit and our whole purpose is to serve our membership. I hope we get the chance to look at this in detail with you and see if we can figure out what's going on and help prevent it in the future.

    • S

      Shiloh Choir
      5

      Iv'e only been a member a little over a year and a half, and everyone I came in contact with has giving me outstanding service. Hat off to Bowater credit union.

    • C

      Chea Gibson
      1

      Worse place ever around Christmas time they wanna say I owe them money when I have a savings account and can't over draw never using this bank again for this fact!!

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    FAQs

    • 1. How to Get in Touch With Bowater Credit Union?

      You can call them at this phone number +1 423-303-4240. You can also search through their website and fill out the application form online.
    • 3. What Services Are Available In Bowater Credit Union?

      Bowater Credit Union provides you with various loan products which include: '
      • Personal Loans
      • Auto Loans
      • Boat Loans
      • Certificates of Deposit
      • Credit Cards
      ' You can get an auto title loan if you have a clear vehicle title under your name.
    • 5. Is Bowater Credit Union an Agency or a Lender?

      Bowater Credit Union is a Credit union. To make your lending process smooth and quick, we connect you wth more than 100+ lenders over the internet. You can secure a small personal loan as quick as 24 hours.
    • 2. What Is the Site Of Bowater Credit Union? How Can I Access This Store?

      Bowater Credit Union is situated at 4531 Hardwick Farms Pkwy NE NW, Cleveland, TN 37312, United States. Just refer to the map below and figure out the best route to access it.
    • 4. How Can I Apply for a Loan at Bowater Credit Union?

      To apply for a cash loan, you can search through their website and fill out the application form online. If you are looking for payday loans over the internet, you can visit our official site for more details.
    • 6. What Can I Do if I Fail to Pay Off My Loan?

      Simply have a talk with your lender if you have difficulty making the payments. Different lenders have different solutions to payment respite. Please go over all details before signing any loan agreement.
    • 7. Does Bowater Credit Union Offer Loans for People With Bad Credit?

      Yes, but if you want to higher your chances of getting approved, we can help you out! Just visit our website to get long term installment loans even with bad credit.