Atlantic Acceptance Corporation High St, Ellsworth

Atlantic Acceptance Corporation Reviews

• A

  Allen Johnson
  5

  5 years, five stars. Thanks, AAC for believing in me. P.s. if you're irresponsible and can't afford a car loan, don't get one!!!

• K

  Kristi Smith
  4

  I have bad credit so I know my interest rate is high for a reason. I had a loan with Atlantic Acceptance with a truck I had had for 4 years. Even with all the ups & downs I had keeping up with payments Atlantic Acceptance took me on for another loan after the truck when noone else would. They may have a high interest rate but they are there when noone else is. Thank you AAC for giving me a chance to build my credit once again!

• w

  wicked mainah
  3

  These guys will give you a loan with bad credit, opt out of their bs extended warranty they will push you to buy. It adds another 1500 or so to the loan and it will be like 24% interest. Do not buy a car with 100k plus miles and expect it to last the length of the loan. They are setting you up to fail, keep that in mind. If its your only option get a cheap car with as low of miles as you can get. Make your payments on time and get your credit score up. Make double payments or at least some extra. That extra payment goes to the principal and that's your only hope to get out from under the negative equity you will have. Lee cars are sold well above book value, you'll never beable to trade it in early without a very large down payment. Do your homework, get the cheapest car you can and make your payments. Get the car you want later on. 3 stars because they will get you behind the wheel, but you'll pay out your nose and they don't care.

  Response from the owner

  We take all reviews seriously. Please reach out to us directly if you wish to discuss this further.

• n

  nicholas knight
  1

  APR is set @ State maximum allowed!! Only reported 9 out of 14 months of payment history to credit bureaus. I got into a high interest loan to work on my credit. How can my credit get better if you don't report my in full/ on time payments??

• B

  Brenda Addison
  2

  dealing with the people is not my issue it's the term of my loan. I spent the morning trying to figure out how much more my husband owe and I know how much I pay a week and per month and they have my contract at 260 months at 106.67 month. I pay them weekly at 106.67 so that 260 month loan would be 76,000.00 at the end. I should be paid in full by the middle of next year but Instead I will be paid in full paying an extra 7320.38. I am calling them First thing Monday morning to find out how much more I owe exactly. Because if we pay until the end of our 60 month term I will have paid way more and they owe me money. They don't even have a website that you can use for ease of seeing your loans or to make a payment on line.

• A

  Allyson Underwood
  1

  If I could give 0 stars I would. It was not my choice to move to this company, I was with Maine Auto Credit previously which I loved them, then this company decided to take over all the loans that were in good standing and move over to them, BIGGEST MISTAKE EVER. I hate this company and I will continue to make people aware to stay away from them! Never again will I ever let anyone take over my loan that’s in good standing if I have anything to do with it. This company SUCKS.

• H

  HALLIAN
  1

  We got behind a couple months on our payments things happen my Fiance lost his job we became homeless we also have 4 kids. We moved back to Maine gofund me was setup for help with gas to get back to Maine where at least family and friends were to at least keep a roof over our 4 kids heads. My fiance finally got employment but not soon enough for this greedy company they reposed the vehicle. We called to ask for a payment plan my Fiance just got a job there response was no we want the rest of the load in full along with costs of the repossession. My Fiance just got a job we cannot pay the remainder of the balance we have never been behind before we have paid over half of the loan off already I said once again the answer was NO ! Merry Christmas for us. Now we will go to a buy here pay here and never ever buy anything from Lee or deal with Atlantic Acceptance ever again. The greed over ones family in need is beyond comprehension I suggest you shop around before dealing with this heartless company.

• J

  Jacguel Gonzalez
  1

  This are very unprofessional crew, I tried to submit a loan the said it was approved. After telling me for a few days that they were checking documents for 5 days. They said I sent the package wrong . They don't help at all and are very rude with customers, 100% not recommending this company

• M

  Melissa Smith
  1

  Stephan rude. I have never felt like this before on the phone with Anyone I've ever owed $ to. Hope u don't treat everyone the same way..left a bad taste in my mouth for the very 1st experience I've had with you since loaned started last Sept. I will go else where next time

• J

  Jennifer Baines
  1

  horrible customer service, with absolutely predatory loans.