Store Directory > Installment Loans Near Me > Maryland > La Vale > ACT 1st Federal Credit Union
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Federal credit union

ACT 1st Federal Credit Union National Hwy, La Vale

4.6
(10)
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Phone:

+1 301-729-8015

Website:

https://www.act1stfcu.org/

Address:

14316 National Hwy SW, La Vale, MD 21502, United States

Services:

AFLAC Insurance, ATM Network, Advantage Plus Cash Debit Card, Advantage Plus Investments, Audio Response Teller, Consumer Card – VISA®, Direct Deposit, EServices, Identity Theft Protection,

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    ACT 1st Federal Credit Union Reviews

    4.6
    10 Reviews
    • J

      Jeff Cessna
      1

      While the customer service has been gradually declining for some time, I unfortunately continued to do business with this poor excuse of a financial establishment. As a 15+ year member, I held out hope that things would get better. They have only gotten so much worse. Recently it took them 3 or more attempts to complete an international wire transfer for me successfully. A simple every day task for most bankers. Though, through all of this I kept both my personal and business accounts open and active and gave them the benefit of the doubt, until today. My CFO and my parents were poorly mistreated and lied to at the lavale branch, and they refused to deposit A CORPORATE CHECK that had been properly endorsed by both my CFO and my partner company. This was the last straw for either me personally or my company to continue doing business with such a poorly managed credit union. 12 years ago these guys were the best thing since sliced bread, it really is a shame to see what they have come to.

    • D

      Detailz- Detailz
      5

      ACT First is great. I have become friends with all that work there. They now own the loan on my truck and I am treated like a CUSTOMER here. Always friendly and always helpful! I recommend this credit union to all that are looking for a place.

    • R

      Raymond Pitt
      5

      My Mom has accounts and conducts business with ACT 1st Fed. As she has delegated more of her affairs to me for assistance I must say that upon deeper inspection I'm impressed. I find myself working toward my own accounts in the near future. The one concern I had is their technology standard and value. I was online today and found much useful information but when it came to service and function, the site did not perform simple requests such as contact by email, automatic response teller issues, online banking issues to logon, couldn't use the calculators, etc. Electronic availability is modern and convenient and the future. Perhaps they could use an phone App as well. An internet presence is more than advertising it's sophistication, security and banking online. It will promote growth among dedicated cell phone users. Everything I do at work is possible only with a cell phone and a few apps with permissions. I was reluctant at first but I found myself complimenting how smarter and effective it is. From daily assignments to payroll and location, it is definitely the future of employment and business structure. Not to bore but the entire process of my experience for employment was done with a cell phone. And I like the trust it gives the employee. The credit union is decent, promotes many options and is transparent in business conduct, operations and the customers responsibilities. Online Banking is a priority especially now in this climate.

      Response from the owner

      Thank you, Raymond, for your five star review! Please be assured that we have a sophisticated mobile app available to our members with online banking. Thank you, also, to your Mom for doing business with ACT 1st FCU!

    • L

      Laura Barton
      5

      Act first federal credit union was so great to us when we refinanced our vehicles! Gave us A wonderful rate which we needed sorely. So friendly and helpful. Stephanie was our loan officer and she was just lovely to us not only treated us like friends but treated us like family. My husband and I both have accounts with act first and we have always been happy with the service the people over there are so nice to us and always so helpful in answering any questions we have. If they didn’t know the answer they would find out for us and then call us and let us now. You can’t go wrong with this credit union.We never plan on going anywhere else!

    • T

      Ted Langan
      1

      Customer service has been getting worse lately. They have added new rules to simple transactions and are very rude. This isn't the home town bank it used to be. The branch needs to think about how it is treating its members. And don't get me started about drive through....

    • L

      Linda Eberly
      5

      My husband, Chuck, and I have been members for over 30 years. We have transferred our Mortgage, financed several vehicles and saved money towards our retirements. Also, we love the 3 convenient locations. The staff at all locations are very courteous, professional and helpful with any and all transactions or questions we may have. You will never be just a number...We are NOW and will continue to be very loyal members to Allegany County Teachers Federal Credit Union.

    • T

      T Weber
      5

      As a member going on 10 years I am still more than satisfied with the service Allegany County Teachers Federal Credit Union has provided for me. The location is convenient, the people are friendly, and the online banking is easy to use. I highly recommend them.

    • R

      Regina Spiker
      5

      Staff always go above and beyond to help their members! I have always been pleased with my service here. I've belonged to this credit union for 35 years.

      Response from the owner

      Thank you, Regina, for your great review and for being a longtime member!

    • D

      Dawn Hapbell
      5

      Act 1st federal credit union LaVale branch is a wonderful bank. The people who work there are an awesome group of people . When I first opened my account they were very helpful and answered all questions I had . Every time I go there they always are very friendly and always greet you with a smile . 😊

    • G

      Gordon Lopez
      5

      Allegany County Teachers Federal Credit Union has been my place for banking for as long as I can remember. I enjoy going there because of the all the services they offer there. They do everything from loans, auto, home, and offering CD's.

    Personal Loans in Your Area of La Vale

    FAQs

    • 1. How to Get in Touch With ACT 1st Federal Credit Union?

      You can call them at this phone number +1 301-729-8015. You can also search through their website and submit your loan details online.
    • 3. What Services Are Available In ACT 1st Federal Credit Union?

      ACT 1st Federal Credit Union allows you to get access with plenty of loan services which include: '
      • AFLAC Insurance
      • ATM Network
      • Advantage Plus Cash Debit Card
      • Advantage Plus Investments
      • Audio Response Teller
      ' You can get an auto title loan if you have a clear vehicle title under your name.
    • 5. Is ACT 1st Federal Credit Union an Agency or a Lender?

      ACT 1st Federal Credit Union is a Federal credit union. To make your lending process smooth and quick, we get you connected with a wide range of reputed lenders over the internet. You can secure a personal loan online as quick as 24 hours.
    • 2. What Is the Location Of ACT 1st Federal Credit Union? How Can I Get There?

      ACT 1st Federal Credit Union is situated at 14316 National Hwy SW, La Vale, MD 21502, United States. Kindly take a look at the map and find the most convenient way to access it.
    • 4. What Are the Steps to Get a Loan at ACT 1st Federal Credit Union?

      To apply for the loan you want, you can search through their website and submit your loan details online. If you are looking for same day payday loans over the internet, you can turn to our website for more details.
    • 6. What Happens if I Fail to Pay Off My Loan?

      Simply have a talk with your lender if you feel it hard to repay the loan on time. Different lenders have different solutions to payment respite. Please always read meticulously before signing any loan agreement.
    • 7. Does ACT 1st Federal Credit Union Offer Loans for Bad Credit?

      Yes, but if you want to improve your likelihood of success, we can help you out! Just visit our website to get installment loans even with bad credit.