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Credit counsel

123Credit.US Genesee St, Utica

4.2
(40)
Apply Now
Phone:

+1 315-734-5310

Website:

http://123credit.us/

Address:

287 Genesee St, Utica, NY 13501, United States

Services:

Bankruptcy counseling, Business credit services, Chexsystems removal, Credit monitoring, Credit repair, Debt management counseling, Financial education, Home purchase counseling, Identity theft protection,

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    123Credit.US Reviews

    4.2
    40 Reviews
    • N

      Nick Hollenbeck
      5

      This is not for “Bad Credit,” only. Everyone wants the best credit that they can get, and Joe can do it for you. I did everything over email, and you only pay when the items are taken off of your report...so it doesn’t cost you any time, or money(unless he removes items). I would recommend that EVERYONE goes on the website for a consultation. Even if Joe removes one or two things from your credit report, it could save you in the long run.

    • A

      Andrea Broadbent
      5

      I highly recommend anyone who finds themselves in a difficult financial situation to call Joe at 123 Credit Restoration. He is a very kind, compassionate and caring man. He is very good at what he does and cares about you and has your best interests at heart.

    • C

      Chan Gods Angel
      1

      Please look at the better business bureau website before signing up. He is not accredited and have many negative reviews he probably paid for the good ones.I beg you. He's a fraud. THIS IS NOT A FAKE ACCOUNT FRAUD. YOUR POSITIVE REVIEWS ARE FAKE ACCOUNTS!!

      Response from the owner

      WE ARE SORRY TO SEE THIS AND QUALITY IS OUR NUMBER ONE CONCERN. PLEASE PROVIDE US WITH YOUR PERSONAL CONTACT INFORMATION OR. CONTACT US AT 315-734-5310 OR 1-888-645-3570 SO WE CAN MAKE IT RIGHT WITH YOUR SERVICE AND EXPERIENCE AND/OR ISSUE A REFUND. THANK YOU.

    • S

      Shell Bell
      1

      Was very responsive in the beginning then after he took my money in full I never heard from him and my credit went nowhere. He said he can get everything removed in 30-90 days and 4 months later I reached out and he said there is another option pay for delete, well I never agreed and he had my card number and took it upon himself and took more money from me and I have reached out and no response. Remember at the end of the transaction it has a name with LLC so they can’t be sued.

      Response from the owner

      WE ARE SORRY TO SEE THIS AND QUALITY IS OUR NUMBER ONE CONCERN. PLEASE PROVIDE US WITH YOUR PERSONAL CONTACT INFORMATION OR. CONTACT US AT 315-734-5310 OR 1-888-645-3570 SO WE CAN MAKE IT RIGHT WITH YOUR SERVICE AND EXPERIENCE AND/OR ISSUE A REFUND. THANK YOU.

    • B

      Billy Bassett
      5

      Like many of us I needed to get my credit in a better place. From the beginning Joe got to work and I saw great results. Some negatives I had were very difficult to deal with, but 123credit fought for me and my wife. 123creditrestoration is still working on our stuff, but we have already come a long way & has saved us thousands of dollars. I look forward to updating this review further as we go along. Highly recommend.

    • B

      Beverly Burnett
      5

      Hi all, I want to foremost thank God for sending me such a divine connection, 123 credit restoration. Joe H. He has truly been a god sent. I appreciate all that he has done thus far. My score has jump from 650 to 722 in less than a few weeks, and it doesn’t stop 🛑 there 😊there is more to come as it has been confirmed! I am a true believer that the lord is working through the vessel of Joe to bring peace, happiness, promise, favor, break through, abundance and increase into the lives that he help. Do your will!! I am truly grateful! I’ve been wanting to buy a house 🏡 let’s just say I’m going to get my house!! 😇🙏🏽🥰 Thank you

    • N

      Nicole Lide
      5

      This place is the real deal, y'all! I was recommended to Joe by a friend a while back and was exremely skeptical of how this was all going to work, especially me being in a different state. I decided to take my chances and I am so happy that I did. Joe made the entire process go nothing but smooth and I didn't have to do a thing. I will always recommend Joe and 123 Credit Restoration to any of my FL friends because I know that I can confidently recommend them to get the job done, even with all the miles in between us!

    • A

      Amy Algustowski
      5

      I have been working with 123 Credit Restoration for about 8 months now. I had gotten in way over my head and felt like I was suffocating with debt. There was no way that I was going to be able to catch-up, and so I reached out to 123 Credit Restoration. I like working with them, as you are not judged for the mistakes that you've made with your credit. I always receive professional, courteous, and timely responses to my questions and they are more than fair with their pricing. I have and continue to recommended their services to everyone I know.

    • A

      Annette Kuykendall
      5

      They are really hard working and deliver the results you definitely deserve to have. 123 Credit Restoration has been a success for me so far! I’ve used other credit repair programs that didn’t work at all but this one actually does! I’m excited to see what’s next.

    • T

      Totale Estate
      5

      Absolutely 100% satisfied with not only the services but the RESULTS! As fast growing business, it was critical to make sure we were positioned financially so that we could achieve our goals to expand our business. This also meant not only having a good credit score but also maintaining one to secure loans at a significantly LOWER interest rate! We will continue to work with 123 Credit Restoration in the upcoming years and would highly recommend them to others. I would like to thank the owner Joe and his associates for making our expansion plans possible.

    Personal Loans in Your Area of Utica

    FAQs

    • 1. What Can I Do to Reach 123Credit.US?

      You may contact them at the phone number +1 315-734-5310. You may also check out their website and provide your basic information.
    • 3. What Can I Get From 123Credit.US?

      123Credit.US is famous for its financial services including: '
      • Personal loans
      • Installment Loans
      • Bankruptcy counseling
      • Business credit services
      • Chexsystems removal
      ' If you have a consistent income, you may also take out a cash advance.
    • 5. Is 123Credit.US an Agency or a Lender?

      123Credit.US is a Credit counsel that gives different kinds of loans including personal loans.
    • 2. What Is the Address of 123Credit.US? How Can I Go There?

      The address of 123Credit.US is 287 Genesee St, Utica, NY 13501, United States. Use an online map for directions.
    • 4. How Do I Apply for A Loan at 123Credit.US?

      You can provide your basic information on their website to apply for a loan. If you feel like learning about more financial options, take a look at US Installment Loans and explore.
    • 6. What Do I Do if I Fail to Pay Back My Loan?

      Contact the lender and come to an agreement as soon as possible. You should know, however, if it"s a title loan, your car will be kept by the lender when you default. Click here for more information on title loans.
    • 7. Can I Get a Loan From 123Credit.US With Bad Credit?

      Yes, you can. But carefully go through the offers as there can be unfavorable terms when it comes to bad credit loans.