Synchrony Financial Reviews
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Ed Ranieri1The worst financial institution to work with. They lower credit limits and even close your accounts for no reason at all even if you've paid your accounts on time for years. Practices are discriminatory . Wouldn't recommend this institution to anyone. By far the worst . Run far away.
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Terri Antwine1Beware, Beware, Beware They deserve no stars This is the worst financial bank to deal with. An a embarrassment to all banks. They are thieves an add all kinds of charges to your account. Tell me how an be charged almost 400 dollars on a 1,300 dollar bill? Beware of Synchrony Bank. I wouldn't recommend this bank to anyone. They'll try an give you some bogus promotions. An find any excuse to add charges to your account. Please beware of any dealings with Synchrony financial/ Synchrony Bank. They are will rob you for every penny they can get.
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Lostn881In January 2021, I applied for a Lowe's card. My credit score was low due to student loans and a new car we bought September 2020. Our Hyundai is five months ahead on payments. I did not have any credit cards. Lowe's gave me $1100.00 line of credit. We bought a major appliances, lawnmower, and a thousand dollars of other items. I was trying to rebuild my credit and could have paid it off anytime. This month I paid the bill completely off totally paying $995.00. I asked for a new amount so we could buy a washer and dryer. I could have it payed off in six months in coordination with no finance charges. Instead of getting an increase, my credit was cut to $503.00. I could not understand it. The reason said was " lack of Real Estate. Balance on accounts too high compared to credit limits and loan amounts (? student loans and car). Too few accounts paid is agreed and No open Bankcards in your Credit file." LIES. I HAD NOTHING LATE IN OVER 2 YEARS. I paid more than the minimum each time. I paid the Lowes's card off on the 7th and it has not yet posted on my report.
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Steve Solo1The worst bank - cant get my payment history. Support doesn’t work, supervisor not on place. Will complain to federal regulator - its a scam, no option to do refinance even if you pay perfectly in time
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MedievalGamer 00951They won't let me access my account to pay off my card
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Robert Stong1I had problem where Synchrony claimed fraud on Sam's Club card issued by Synchrony. Tried to buy gas at Sam's with replacement card Synchrony sent, but this was denied also. As a result, this card is history. My account is current and credit score is roughly 800. Cannot reach human using their terrible automated voice response system, even after waiting 15 minutes on hold. One cannot depend on this horrible financial institution for anything. Best advice is to stay away from Synchrony at all costs.
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Erica LeBlanc1Literally the Worst!!!!!! I just paid off the last 200$ I owed them!! Bye bye u pathetic thieves!!! Interest on there cards is insane!!!! They get u with the 6 month interest free. But after that 6 months, it will take u foreverrrrr to pay anything off bc they charge Wayyyyy to much for interest even with a low balance. F U Synchrony!!!!! NEVER Again!!!
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Adam Orr1Customer service is outsourced to over seas call centers. The website is minimalist and disappointing. I've barely had the account 2 months and am ready to close savings and money market accounts.
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Mauricio Rivera Vera5I have used this bank for my savings for over 4 years and I have had no problems with them. In fact, I’m actually happy to report that they now have a decent mobile app that makes managing and reviewing my finances with them even easier.
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Laura Hattersley5I don't answer their calls, because the calls always say their purpose is to collect a debt. The problem with my credit partially stems with them. They have stopped calling so I have peace now. I am getting work but would rather spend my money on things that help me heal from living in my car and shelters than pay off bills that I have contested societies' help for for years. So I'm happy again.
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FAQs
1. How Can I Contact Synchrony Financial?
You can reach out to them on the phone number +1 866-419-4096. You may also visit their website and submit your information.3. How Can I Take Out A Loan at Synchrony Financial?
Simply submit your information on their website. If you feel like learning about other possible solutions, take a look at online installment loans provided through a reliable online broker.5. What Should I Do if I Can't Repay My Loan?
Reach the Lender and work out favorable terms for both parties in advance. You should know, however, if it"s an auto title loan, your vehicle will be took by the lender when you default.
2. What Is the Location of Synchrony Financial? How Can I Go There?
The address of Synchrony Financial is 777 Long Ridge Rd, Stamford, CT 06905, United States. Use an online map to guide yourself there.4. Is Synchrony Financial an Agency or a Lender?
Synchrony Financial is a Corporate campus that has various financial services to offer. Click here to learn about various types of loans including personal loans.6. Can I Get a Loan From Synchrony Financial With A Bad Credit Score?
Yes, you can. But carefully go through the offers as there can be unfair conditions when it comes to bad credit loans.