Richwood Bank Reviews
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Jennifer Shea5I love how different this bank is. The community involvement, the cookies, the coffee, the music, the space, the tellers, the fact that I never have to fill out a slip of paper, it's all very refreshing and easy. Not your typical sterile bank feel. They have been great to deal with every single time I've been there for the past few years. I am always impressed! :)
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Andrew Caldwell5Opened an account today and it was the least stressful bank experience I have ever had. Everyone was super friendly. I had my two kids with me and they had a toy area to keep them busy! Thanks Cynthia for a great experience!
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Jay Nicewaner1Richwood bank is not customer service oriented. I have been banking with Home City Federal Savings Bank for over 30 years and never had an issue. I would go into Home City, say this is my goal, and they would figure a way to assist me with obtaining that goal. Richwood purchased Home City in 2019 and I have had a horrible experience since that point. I had a title issue with my home that was financed through Home City. Home City extended my loan out 1 year to allow me to get the issue fixed and try to get refinanced. The people at Home City advised they could continue to extend my loan out for a small fee until I was ready to refinance. Never missed a payment. My Home City loan was due June 1st 2019. My family and I are trying to move into a new house. We were under contract and in order to not pay closing costs on the refinance we tried to extend the Home City loan out (we already paid over 5000 in closing at time of original purchase). Richwood did extend it out for 30 days (although they made it sound like it was such an inconvenience). The initial house we tried to get fell through, but now we are under contract again, due to close at the end of August. Richwood will not extend the Home City loan out any further. Thus, I have to pay over 3700 for closing costs to Richwood for a house I will be in for less than 30 more days (it is a $100 fee to extend the loan). The total closing costs paid on this property will be in excess of 8700. Why would Richwood do this to a long time, dependable customer? Maybe it is because I chose not to go with them to finance my new home at a 6% interest rate. That is a worse rate than one of those internet based lending firms that throw money to anyone, which quoted me at 5.35% (the rate I got through a credit union was 4.3%). Do not agree to a mortgage with Richwood until you have shopped around, you will overpay. I will end this with a quote from another disgruntled Richwood customer, "It is tough to do business with a bank that is stuck in no man's land. They are too big to be little, and too little to be big. That is a dangerous place for a banking institution to be."
Response from the ownerHi, Jay, The Richwood Bank team is unified in our goal to provide our customers with positive, memorable experiences. We apologize if you feel this wasn’t accomplished with your transition between selling and buying your homes. In an effort to discuss the details of your situation further, Tiffany Wood, our Sr. Consumer Lending Officer will be calling you to talk about it, and if anything, learn from this process to improve for future needs. We look forward to speaking with you. Thanks!!
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Brianna Velliquette5Came here to discuss loan options and Lindsay was extremely knowledgeable, hands-on and helpful. And so considerate! Lovely bank. I will be going here more in the future.
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Chris Balle5Great customer service and id say great coffee but i had hot cocoa and it was yummy, and the most clean and beautiful banks ever!
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Marvin Emmons5Customer service Department is outstanding and Friendly! I am a new customer very helpful setting my bill pay!
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Farmer ColeSlaw5Been banking with them for 4 years now.....they are a very small town oriented company and I absolutely love them!!!!
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Sharon Tackett5An exceptional bank. Excellent customer service. Great hours.
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JL Fryman5Love this bank. Staff seem to know everyone who walks in and are very welcoming
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johnboy Down5I only bank with the Richwood bank
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FAQs
1. How Can I Get Connection With Richwood Bank?
You can give them a phone call through this phone number +1 740-943-2317. You can also enter their official site and submit the loan request form online.3. How Can I Get a Loan at Richwood Bank?
To get the loan you need, you can enter their official site and submit the loan request form online. If you are searching for payday loans, you can visit our website for more details.5. What Happens if I Can Not Pay Back My Loan?
You can communicate with your lender if you are struggling with the monthly payments. Different lenders have different standards to deferred payment. Please always read meticulously before signing any loan agreement.
2. What Is the Location Of Richwood Bank? How Can I Get There?
Richwood Bank is situated at 1512 W William St, Delaware, OH 43015, United States. Kindly take a look at the map and find the best way to access it.4. Is Richwood Bank an Agency or a Lender?
Richwood Bank is a Bank. To make your lending process hassle-free, we allow you to get access with a large network of trusted lenders over the internet. You can turn to our website to get a fast personal loan with no hard credit check.6. Does Richwood Bank Offer Loans for People With Bad Credit?
Yes, but if you want to boost your possibility of getting approved, we can help you out! Just turn to our online service to get a personal installment loan even with your low credit scores.