Empower Federal Credit Union Reviews
J
Justin Riley1You call in, you wait 30 minutes just to get a phone rep. You give them your account number/social, then they ask for your password for online banking. They tell you it’s wrong even though it’s not. They won’t let you make a payment on an account without confirming this password which makes zero sense, they say you have to go in to a branch. Nah. Even if they did let you make a payment, they charge you $10 for making it over the phone. They tell you to make a payment online. They charge you $10 to make a payment using a credit/debit account. Take your business to Visions, these guys are a commercial bank hiding under the title of “Federal Credit Union”.
n
nick stashko1Soooooo Bad. Since Empower took over Horizons it has been nothing but issue after issue. It took 3 days for a mobile deposited check to go through haha. After waiting for literally 20 minutes I was asked to leave a call back number (by a machine not a person). To no great surprise I never received a call back. Called again, this time it took 15 minutes to speak with a person. They handled the issue but it should not and would not be an issue with other banks. I left this bank and I encourage everyone else to do the same. Absolutely the most horribly run place i have ever dealt with. 👎🏻
R
Renee Ellis1Most Horrible bank I’ve ever experienced I was a member of Horizon FCU and this bank could never match how professional and nice Horizons were I can’t even get into my own account not even with my social it takes 15 -20 mins to get a hold to someone only for them to tell you they can’t do anything please Take your money and run this bank is horrible …. If I could give no star I would
B
Becky Arnold1Worst experience of my life with a bank. Customer service is absolutely horrible. Sadly my loan was bought by this establishment and there isn’t anything I can do would never choose them in the future
A
Abigayle Feldman-Binder1If this place could get NO STARS it would. They used to be Horizons and they were great. There is NO customer service. You can be on hold for longer than half an hour. Take your money and RUN to ANY OTHER BANK. Seriously. This place is a total nightmare.
J
John1Absolutely the worst bank or credit union I have ever dealt with. Gave me incorrect account numbers for my direct deposit. This caused deposits to be denied. Took me multiple times to resolve this with employees lying to me on my deposit situation. Run from this bank because it seems their management cannot even correctly think through a bank merger. Terrible foresight, terrible banking knowledge, terrible customer service.
S
Sha-La Criscitello5They're a wonderful credit union with excellent customer service and knowledgeable staff‼️😊👌🏻👍🏻🙌🏻👏🏻👏🏻👏🏻
B
Brenda Karika1Each phone call has a wait time of 14 to 15 minutes. One customer service rep hung up on me because I had no 4 digit ID number yet but wouldn't take one even though I had birthdate, social, address, mother's maiden name, etc. Now, if you have no email you have to go to a branch with your first born child to record one so you can do mobile banking! What if you don't have one??!!
J
Jeremy Blabac1It looks to me like this bank was very good a few years ago but somewhere along the line they went from class to trash and now since this merger I'm having to experience it myself... I will be changing banks soon and I'm not glad I have ti do that
C
Cindy Anthony1I miss the plain old Horizons. Empower phone customer service is the worst that I have ever had. They are absolutely not helpful. Omg‼️
- Installment Loans
- Personal Loans
Installment Loans in Your Area of Johnson City
- Honda dealer4.7 (102)
- Mortgage broker
- Credit counsel5 (10)
- Pawn shop2.2 (10)
FAQs
1. How Can I Contact Empower Federal Credit Union?
You may contact them at the phone number +1 800-462-5000. You may also go to their website and submit your information.3. How Can I Take Out A Loan at Empower Federal Credit Union?
Simply submit your information on their website. If you feel like learning about other possible solutions, take a look at high-approval-rate installment loans provided through a popular loan platform.5. What Am I Supposed to Do if I Fail to Pay Back My Loan?
Reach the Lender and come to an agreement in advance. You should know, however, if it"s a title loan, the vehicle will be kept by the lender when you default.
2. Where Is Empower Federal Credit Union? How to Go to Its Store?
The address of Empower Federal Credit Union is 760 Harry L Dr, Johnson City, NY 13790, United States. Open the map app on your phone to find the fastest route.4. Is Empower Federal Credit Union an Agency or a Lender?
Empower Federal Credit Union is a Federal credit union that provides loans of all kinds. Click here to learn about various types of loans including personal loans.6. Can I Get a Loan From Empower Federal Credit Union With A Poor Credit Rating?
Yes, you can. But peruse the conditions and terms as there can be unfavorable terms when it comes to bad credit loans.