
Installment Loans in Point, NY
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2 Best Installment Loans in Point, NY
- 4.5
Personal Loans
- Loan Amount:
- $100 - $40,000
- Can Borrow up to $35,000
- APRs start from 5.99%
- Ideal solution to cover emergency expenses
- Start Now
- Official Website
- 4.5
Bad Credit Loans
- Loan Amount:
- $100 - $40,000
- Request loans for bad credit up to $10,000
- APRs from 5.99% to 35.99%
- Experienced bad credit lenders
- Start Now
- Official Website
- 4.5
Cash Advance
- Loan Amount:
- $100 - $40,000
- Instant cash solutions up to $10,000
- APRs topped at 35.99%
- Top-rated cash advance services
- Start Now
- Official Website
- 14.2 (5)
PenFed Credit Union
- United States Military Academy, Thayer Rd Bldg 600, West Point, NY 10996, United States
- +1 800-247-5626
- 23.9 (0)
Teachers Federal Credit Union
- 278 Rocky Point Landing Road cnr, N Country Rd, Rocky Point, NY 11778, United States
- +1 631-698-7000
List of Cities in New York Offering Installment Loans
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Get a Quick Estimate of Your Installment Loan Payment
Monthly Payment
$860.66
- Total Principal Paid:$10,000.00
- Total Interest Paid:$327.97
- Loan term:12 months
Show amortization schedule
Estimated Payment
$ null
- Total Principal Paid:$ 1,000.00
- Finance charge:$ 255.62
- APR:311.00 %
Payment Breakdown
Installment Loans in Your Area of Point
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FAQs
1. How Many Installment Loan Providers Are Available in Point, NY?
There are 2 installment loan providers in Point, NY.3. Can I Apply for a Personal Installment Loan in Point, NY With Bad Credit?
Of course. You can refer to the installment loan lenders listed above and pay a visit to their stores. Or you can request an installment loan for bad credit online from our simple website, which will simplify your loaning process.5. Can I Get a Personal Installment Loan In Point, NY If I Am Jobless?
Yes, you qualify for an installment loan so long as you can pay it back.
2. What Are Previoius Users Saying About the Best Installment Loan in Point, NY?
The best installment loan providers in Point, NY is PenFed Credit Union. You can find both positive and negative comments on this company here.
"I am absolutely appalled at how PenFed treated me and handled my account. I have a savings account as well as a very high limit credit card with them, and I have been carrying a balance for some time. Over the last two years, I have made PERFECT, ON TIME PAYMENTS, more than the minimum amount; every single month. Usually, companies reward you for this- NOT PEN FED! I noticed a double interest charge on my otherwise pretty low interest statement, and I called to inquire about it. Lo and behold, they were deceptive while signing me up- Balance transfer from when I first opened the card was not paid off "during the promotional period" so now it moves over to the high interest "Cash Advance" rate... LET ME REMIND YOU- I have never taken a cash advance in my life. And also let me remind you that when I signed up, NO ONE EVER MENTIONED that the "promotional rate" would change to "Cash Advance" rate... I was told it would roll over to my regular interest rate- THIS IS A LIE. So I ask, "Ok what's the balance on the "promotional rate" and I will pay it off right now so I don't need to be charged double interest on one balance" Their "supervisors" answer? "IT DOESN'T WORK LIKE THAT, YOU WILL ALWAYS HAVE CARRY-OVER INTEREST UNTIL YOU PAY THE WHOLE BALANCE OFF" Are you kidding me????? carry over interest???? So they just scam you into thinking that you have one balance, but you really have two, because there is two different interest charges, but it's really only one because we can't separate them and pay one off, and you can't really do anything because we are GREEDY and we want to collect double interest from all the morons who don't look at their statements..... Absolutely ridiculous. So then I ask, "Can you look at my payment history and account info and see if I qualify for a lower overall interest rate?".... NOPE we can't do that either. Tell me why I called Capital One a few weeks back, asked the same question and they were more than happy to check it out and keep my business?????? Ended my call with the SUPER HELPFUL "supervisor" by letting him know I wasn't interested in arguing with him any longer, seeing as he was raising his voice to me, I promptly went with another company, and PAID THE WHOLE BALANCE OFF of my Pen Fed card.... You will NEVER get another dollar of interest from me PenFed. I hope this review makes people double check their statements and call and ASK QUESTIONS. Such shameful customer service, deceitful practices, and all around GREEDY company. I suggest you go with TD Bank, Capital One, or literally anyone else."4. Can I Get a Personal Installment Loan in Point, NY Without Credit Check?
You should aware that a credit check is a must according to the law. However, you can get an installment loan with no hard credit check online from our platform. We partner with a wide range of lenders who just perform a soft credit check before giving out the loans when you need it most.6. How Can I Apply For a Personal Installment Loan in Point, NY?
As set forth above, you can secure an installment loan from the stores listed above personally or go to our website to request the loan you need.